5 Ways To Teach Your Kids About Giving Back

It’s not uncommon to see a child stop when they see another child crying and ask “why is he crying” and even go as far as to offer a toy or hug to help. Or for my own kids to offer to feed me if I say I’m hungry or for them to say “mommy are you okay?” if I stumble, get hurt or have an accident.

Children are inherently full of love and enjoy helping those around them, but if we also want our kids to become caring, compassionate and charitable adults, then we have to teach it to them.  We have to teach them that caring about others is good and that it’s good to help those in need.

From hunger, to homelessness, to cancer research, the world is in desperate need of charitable people. But teaching your child to give to others is not only good for the world, it’s also good for your child. In research recently published by Harvard Business School, giving to others promotes happiness, enhances your sense of purpose and increases your satisfaction with life.

So teaching your child to be charitable is good all the way around - for the world and for your child.

5 simple ways to teach your child about charity today:

1. Start a “giving bank.” A “giving” bank is a piggy bank that the whole family contributes to and when the bank is full, the money is donated to a specific charity. Doing this makes giving a family activity and makes it more fun for your child. It’s also a great way for parents to model giving to their children and for you to practice what you preach.

2. Choose a different charity every year and encourage your child to learn about it. From the flood victims of Kashmir, to families in our own communities who need clothes and furniture for their kids, there are many different people in this world who need help. By focusing your giving on a different group every year, you’re providing your child with a wonderful educational opportunity to learn about the many different causes and struggles worldwide. Choosing different people annually will also show your child that everyone with a need is equally deserving of our compassion.

3. Make giving a holiday tradition. Have your child pick out a toy and donate it to child in need this Christmas holiday. There’s no better way to make the act of giving more emotionally satisfying than to put a smile on a child’s face. It might help you to start a new holiday tradition.

4. Give through your child’s school. From food drives to clothing drives, take advantage of any charity events run by your child’s school. Getting involved through your child’s school will enhance your child’s sense of community at his or her school while teaching them about the value of helping others. If your child’s school doesn’t do charity programs, take the initiative and have your child start one.

5. Make birthdays a time for receiving and giving.  Encourage your child to give away old toys that are in good condition every birthday when your child receives new toys. It will help families in need, teach your child about giving and help you to de-clutter. So it’s a win-win for everyone. To help you get started. There are many organizations that will accept your toy donations. Some of them include Room to Grow for New York residents, Goodwill, Toys for Tots and Second Chance Toys. You can also contact local family shelters in your area and ask them if they need donations. So get to it. Happy teaching and happy giving.

Originally featured on Essence.com, written by Notoya Green.

Notoya Green is an on-air parenting expert and mother of three-year-old triplets. A former law attorney, Notoya put her law career on hold to become a stay-at-home mom to care full-time for her children. She now shares her experiences at Triplets in Tribeca.

Coach Felicia: 'What or Who Is Behind Your Decisions?'

Coach Felicia

Photo Credit: Keith Major

originally featured on essence.com

A few weeks ago, I laid down to catch a quick nap. Immediately, my three-year-old niece crawled on to the bed and draped her little body across mine. As she rested her head on my back, I grabbed my phone and took my first selfie ever! The back of her head and those little pom-pom ponytails bring a smile to my face every time I see them.

Though I wanted to rest, I couldn’t—primarily because it is hard to drift off with nearly thirty pounds on your back and secondly because I didn’t want to make any moves that might hurt her. And, asking her to move wasn’t an option, because I know that one day she might not think “Mauntie” is the coolest thing since sliced bread or feel too grown to snuggle up with me.

As we lay there, her watching TV and me savoring the moment, I thought about the fact that there have been many times in my life when I wanted to throw in the proverbial towel and just quit. Sometimes I wanted to stop working hard and at others I wanted to quit doing the right thing and just do whatever I wanted. Most times, I made the right choice...most!

As I look back at the moments when I was able to falter, but not fall, I find that one of the things that helped me to make the best decision is the fact that I know there are people looking up to me.

Regardless of who you are, your life makes a difference to someone. There will be times when people only believe in something more or different, because of your example. While we never want to be the source of someone’s faith, we must take responsibility for the influence we wield. There are moments when we may want to do what is least painful, or easiest, on our emotions—even when it isn’t for the best. When we face those turning points, we must factor a few things into our decision-making:

1. Identifying the Real Problem: Failure to acknowledge the “real” problem only makes matters worse. My client Georgia once called me in literal tears over her affair with a married man. Besides operating outside of her own character, the affair was only compounding her root issue—the loneliness that led her into it! We want to take actions that move us in a forward direction. Sometimes we get frustrated because life doesn’t change, but the real problem is that we haven’t made different types of decisions.

2. Identifying Our Standards: When we know our standards, certain behaviors, relationships and decisions cease to be an option. Sometimes we feel overwhelmed by the emotions of the moment because we root our decisions in our feelings, not in the concrete of what we are looking for or expect from life.

3. Identifying the Exchange: In order to get one thing, we have to give up another. When we choose a path in life, we close the door or limit the options another path may have offered. All actions and decisions have consequences. We must make sure that whatever we get is worth what we will give up. Otherwise, we’ll be angry and regretful.

Do Your Work: Whether it is purchasing a new appliance or taking a new job, the pros and cons list works wonders. Spend time on your list today. Let me help you make decisions to win, visit coachfelicia.com/coaching-session to qualify for a free laser session valued at $397.

Define Your Wealth: Affirm out loud, “I choose the road of wisdom and character everyday!”

About the  Author: Named the “North America’s Next Greatest Speaker” by eWomenNetwork, Coach Felicia is a Certified Empowerment Coach™ who empowers her clients to "Turn their Worth into Wealth" as she partners with them to DISCOVER their WORTH, DO the WORK and DEFINE their WEALTH. Get more insight, download the FREE “8 Choices Winners Must Make” seminar MP3 on her website.

10 Ways to Make Yourself Save More Money

Saving money can be difficult as you’re usually putting money away for an intangible item, out of sight out of mind problem, for a future occurrence that may never happen. Maybe you make a general statement such as I’m going to start saving because it’s important. This is not motivating enough to consistently save money. You may save for a week or two, but then you’re going to fall off.  Ask yourself: Why is it important? What exactly are you saving the money to buy? Here are a few more ways to make you save more money.

1) Write down your goals (previous post about resolutions and goal setting). In order to achieve something you first have to state what it is. The goal should also be specific and measurably. You should know exactly when you have successfully reached the goal, give it a dollar amount and deadline.

2) Create a visual reminder of your goals. Out of sight, out of mind is a big factor. You’re more likely to spend and not save if you can’t remember why you should be saving, especially when the impulse to buy a want occurs. Create something visual to hang on your wall, place as a screen saver, etc.

3) Break your savings goals into daily or weekly amounts to make it more manageable in your mind and so you know exactly what to aim for every day or week. For example if you want to save $6,000 for the year, then you know you need to save $500 each month, $125 each week, or $17.85 each day. If you’re saving up $1,000 for a trip coming up in 5 months, then you know you need to save $200 each month, $50 each week, or $7.14 each day.

4) Wait and come back. When you want to buy an item, wait for at least a week, come up with reasons as to why you need it, not want but need it. If you can’t think of any reasons then leave it. If the item will no longer be available in a week, then wait at least 24 hours. You’ll be amazed how this simple trick will get you to decrease unnecessary spending.

5) Shop your closets. I don’t know about you, but sometimes when I clean a closet or cupboard I find things that I’d completely forgotten existed. There may be things in your home suffering the same fate. What’s in the back of your closet? Check the clothes closet, hall closet, pantry etc. What forgotten items may be in there? How can you re-purpose them for the new season or a new use?

6) Get a bottle for loose change. When you buy something, put the loose change in a bottle (aka piggy bank for adults), or just get a piggy bank and have fun with it. Once your bottle is filled, wrap the coins in the appropriate wrappers and take them to the bank. It’s better to take them to a bank where you have an account as you can deposit the money in savings right then and there.

7) Only charge items you can pay off in full before the end of the month. Don’t carry a balance on your credit card and you’ll save all the money you would have paid in savings. You’ll also maintain a good credit card history and credit score while not increasing your debt.

8) Make a realistic not extremely frugal budget. One of the top reasons a person doesn’t stick to a budget is the budget isn’t realistic. The budget is so limiting, there are no rewards or real entertainment factored into it. No one and I mean no one can stick to a budget like that one and if you can’t stick to the budget then you’ll overspend. Make sure the budget is frugal so you’re getting the most out of your money and moving towards your financial goals, but don’t make it so restrictive that you can’t enjoy yourself a bit. You won’t overspend and you’ll save money.

9) Calculate how long you have to work to afford the item. Every item you buy you can figure out how much time you have to work to be able to afford it. For example, if you’re buying a jacket that is $200 and you make $20 per hour, you worked for 10 hours in order to get the money to purchase the jacket. Is it really worth 10 hours of work? Do you feel comfortable trading 10 hours of your time for the jacket? Do this before making a purchase and you might just decide the item isn’t worth it.

10) Delete your saved card information on the shopping sites. Major shopping sites will allow you to create an account and save your payment information. This is offered as a gesture in convenience for the shopper. If you have an account you don’t have to take out your card and spend time entering the information. Or looking at it from their view, you won’t spend time thinking about the purchase and potentially deciding that you really don’t need the item. Convenience can and does lead to more spending. Delete the information, take the time and save more money.

What are your biggest obstacles to saving money and how do you overcome them?

Want to learn more about creating your own wealth check out Financial Blueprint for Quitting Corporate.

About the Author: Maria James has a compassion for people that makes her involvement in Heal a Woman to Heal a Nation a sure fit. She is a biomedical scientist who is public health conscience and has always worked for the betterment of others. Maria is the founder of Pocket of Money, LLC which provides tools and tips to help you take control of your money and live your best life. Dr. James is our resident Money Scientist.